The Harlingen & San Benito Housing Finance Corporation offers the following homeowner assistance programs to qualified buyers.

     1. A Down Payment Assistance Grant (does not have to be paid back)
     2. A Tax Credit of up to $2,000 each year as long as you live in your home
     3. A Tax Credit WITH a Down Payment Assistance Grant

For a list of participating lenders and program details, call 956-244-4115 or visit


Texas residents do not pay personal or corporate income tax.  Therefore, Texans are able to enjoy one of the lowest tax burdens in the United States, as we only pay school and property taxes beyond the sales tax rate of up to 8.25% and our federal tax responsibilities.

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